When a person suffers injuries as result of an automobile accident or some other form of trauma, it is important for the victim and family to receive compensation that is fair and just. While the question that has been posed seems somewhat simple, the fact is that the answer is somewhat complicated as it involves several factors including but limited to the extent of injuries, amount of medical bills, type of treatment received, the permanency or long term effects of the injuries, and the available insurance coverage for the particular accident / incident.
Extent of the Injuries. In the aftermath of a crash or trauma, injuries are often sustained. They can range from minor injuries that just require a quick ER visit to injuries requiring surgery that have a life long impact on the injury victim. The value of a case will depend on the diagnosed injuries and the severity of the injuries. It will also depend on how these injuries effect the person's ability to perform a job and the injuries effect on the activities of daily living.
Amount of Medical Bills. In valuing a personal injury case, a personal injury attorney will also evaluate the amount of total medical bills, the amount of out-of-pocket medical bills, and the health insurance lien. Insurance adjusters do not always count all the medical bills incurred if the position is taken that the medical care received was excessive and / or unnecessary.
Type of Treatment Received. Another factor to consider is the type of treatment received. Let's say that an injury victim received 20 chiropractor adjusters with no other treatment provided. Compare this case to one involving a person who received 10 chiropractor visits, 5 visits with a pain management doctor with injections, and a cervical / neck surgery. While the total number of visits may be similar, the type of treatment received is much different and will be reflected in the settlement offer or the evaluation of the case.
The Permanency or Long-Term Effects of the Injuries. Another factor that is considered is the permanency or long term effects of the injuries. Trained and experienced medical specialists can perform a comprehensive medical examination to determine the permanency of the injuries and then issue an impairment rating based on the American Medical Association Guideline to Permanent Impairment. These final reports / permanency ratings - determinations can serve as excellent documentation to help the adjuster / insurance company properly evaluate the case.
Available Insurance Coverage for the Particular Accident / Incident. The amount of coverage in place is also an important factor to consider when pursuing a claim for personal injury compensation. In most cases, the target settlement often limited (from a practical standpoint) to the amount of insurance coverage that is in place.
While the above factors are the main factors to consider, there is no substitute for the advice, guidance, and formal representation of an experienced personal injury attorney to make sure that legal rights to compensation are properly protected and enforced.
David Alan Wolf - Personal Injury Attorney - has an office located in the heart of Historic Mount Dora. Located between East 4th Avenue and East 5th Avenue on Royellou Street. The office is right next door to the Mount Dora History Museum.
David Wolf has over 30 years of experience in the field of personal injury. He only handles personal injury cases as his focus is with injury victims and their families. As a lifelong Floridian and Double Gator Graduate (Finance and Law), David Wolf is proud of his Florida roots. He also values his network of resources and contacts throughout Lake County and the rest of the State of Florida.
David Wolf provides a free consultation on all personal injury cases and is available early mornings, work days, late evenings, nights, weekends, and, yes, holidays. With David Alan Wolf - Personal Injury Attorney - you get a lawyer who will be there from start to finish of your case. Contact David Wolf at (352) 887-HOWL / (352) 887-4695 e-mail him at dwolf@davidalanwolf.com. David Wolf firmly believes in Giving a Voice to Injury Victims and Their Families.